Finding a good, free chatting app isn’t as hard as it used to be. There’s tons of them available nowadays, so many, in fact, that picking the right one has become a more important decision.  Since chatting apps usually are closed off from each other, you’ll usually need a few of them to communicate with […]

No one feels cozy when crunched like a ranch pretzel between the claws of their beliefs. And yet, when Black Friday rings on your doorbell, you loosen up and buy what you need, don’t need, and need not need. Because you’re 100% positive that it’s a federal crime to have money lingering in your pocket […]

The best ways to handle your budgeting are often the simplest ones. It shouldn’t be complicated or give you a headache, after all. The 50/30/20 rule is probably the simplest monthly budgeting method, telling you exactly how to handle your monthly costs. There’s no need to record every single transaction to avoid overspending and leave […]