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How to Move to New Zealand With No Money

Jordana Bozhinova
Jordana Bozhinova

Last updated - March 21, 2023

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Moving to New Zealand is an incredible idea. The country is beautiful, welcoming, and has a fantastic personality. However, packing up and planting roots in NZ isn’t as easy as it sounds. It takes careful planning.

Can You Move to New Zealand With No Money?

It may be challenging to move to New Zealand with no money, but it is not entirely impossible. New Zealand has specific visa requirements that applicants must meet, and some visas may require proof of sufficient funds. They need to show that they can support themselves during their stay. However, some options may be available to individuals with limited financial resources.

One option is to apply for a Working Holiday Visa, which allows individuals aged 18 to 30 (35 for selected countries) to work and travel in New Zealand for up to 12 months. Applicants must have enough money for a return ticket.

Another option is to look for job opportunities before moving to New Zealand. Many employers offer job opportunities and may even assist with relocation costs. Some industries, such as agriculture, horticulture, and hospitality, are known to provide jobs with accommodation and meals included, which could help reduce living expenses.

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How to Get a Visa

The process for obtaining a New Zealand visa depends on the type of visa you are applying for and your circumstances. Start the visa application process well in advance of your intended travel date to allow for sufficient processing time. Here are the general steps you can follow to get a New Zealand visa: 

  • Determine the type of visa you need: New Zealand offers work, student, visitor, and residence visas, among others. Find information about each visa type and its requirements on the New Zealand immigration website.
  • Check your eligibility: After identifying the visa type you need, check whether you meet the eligibility criteria. Your age, health, character, and financial situation are factors to consider.
  • Prepare your application: Now, gather all the necessary documents and information required for your visa application. These may include your passport, photographs, proof of funds, and other supporting documents.
  • Submit your application: You can apply for a New Zealand visa online or through a paper-based application. Fill out the forms accurately and provide all necessary documents. Then, pay the fee and submit your request.
  • Wait for a decision: The processing time for a New Zealand visa application can vary depending on the type of visa and your personal circumstances. The New Zealand immigration website typically informs you of the estimated processing time for your visa. Once a decision has been made, the authority will notify you by email or post. 

Main Steps: How to Move to New Zealand With No Money

Moving to New Zealand with no money will require careful planning and determination. Prepare yourself to be resourceful and consider all options available to help make your move a success. Here are some of the main steps you can take: 

  • Research visa options
  • Plan your budget
  • Find a job
  • Consider flatting
  • Apply for financial assistance
  • Network and seek support

FAQ

Do you need money to move to New Zealand?

Yes, you need money to move to New Zealand. Moving to New Zealand involves border processing levies and other fees based on items you take to the country. Travel expenses are the highest cost of moving to New Zealand. You also need money to set up your new home, especially if you do not have one to host you while in the country.

What is the easiest way to move to New Zealand?

The easiest way to move to New Zealand is by obtaining a Working Holiday Visa, Skilled Migrant Category Visa, Study Visa, or Partner Visa. These avenues provide a smooth way of qualifying to move to the country. By showing proof of adequate funds to support yourself while in the country, moving to New Zealand becomes more accessible.

Can I just go live in New Zealand?

No, you can’t. Moving to New Zealand from another country is a life-changing choice that you should not make lightly. Considering the magnitude of this decision and the fact that New Zealand has a unique set of regulations and standards, there are a few things you should think about to make sure you make the best possible transition.

First, you must learn what is needed to move to New Zealand. You may seek sponsorship, depending on the type of visa you want. Sponsors may be: 

  • A government agency
  • A registered New Zealand organization
  • A New Zealand resident
  • A community organization 

To apply for a work visa in New Zealand, you must first have a job offer from a legitimate New Zealand employer. All applicants must also meet several restrictions and verifications, such as passing a psychological or medical evaluation, and employers must be ready to complete an immigration duty of care.

Jordana Bozhinova
Jordana Bozhinova

Copywriter, Pawns.app

Once an eighth-grade chemistry whiz, Jordana is now a BA in Psychology, hoping to one day tread through the fine weave of the psyche professionally. Chemistry still excites her, but not more than physics or music. A fan of creativity and innovation, Jordana has a passion for helping students find earning opportunities, budgeting insights, and studying tips. Personal growth and authenticity are always on her to-do list, and she'd like to see the world's pendulum swing in that direction, too.

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