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When Financial Chill Is Overrated: Most Expensive Cities to Live In

When Financial Chill Is Overrated: Most Expensive Cities to Live In
Jordana Bozhinova

Jordana Bozhinova

Last updated - March 28, 2024

Well, well, well. Look at you, wizard of finances, mastering the ways of passive income, stacking it up dime by penny by dollar. The cash is rolling in with the Pawns app, and its rustle tickles your imagination. You want to dream bigger and broader than your dorm, and what’s more challenging to strive for than living in one of the world’s most expensive cities?

It’s excellent for breaking the ice of ambition, and you’ll also explore some top-notch travel destinations. Five, more precisely. So, let’s see which of them checks your distinguished criteria for costly coffee smirks and pricey rooftop sunsets. If you prefer to get a better visual grasp of everything we covered, check out our video on the topic:

5. Singapore, for the Seekers of Iconic Attractions

Fancy an on-fleek island in Southeast Asia? Unfold your swimsuit for the sandy beaches of the Singaporean Sentosa Island! With $1.58 in your tote, you’ll have a 0.33-liter water bottle for good pre-surfing hydration. For $100 more, you’ll take your boo to a forever, three-course-meal date after napping under palm trees.

Singapore is an excellent place for those who love unfolding the layers of the horizon in slow, flip-flop steps. From cloud-piercing skyscrapers to clean, long streets, this city-state is eye candy. If you want to give your pupils the green treatment, the Botanic Gardens will grant you that for about $3.75. So will a ticket for the overwhelming plant life of the Gardens by the Bay for $10 and up.

The cost of living here matches or exceeds the life standard of other wealthy cities. Coffee costs $2.50, and monthly metro tickets are available for $28.41. To hit it off solo, you’ll need from $436 to $701 for a single-bedroom apartment. Overall living cost minus rent? Around $697.90.

4. London, If You Appreciate the Medieval and the New-Age Cool

Live in the London Eye for $41.59 a capsule ride, or rent a permanent nest in the city for $1,176-2,040. Keep a (London) eye on handsome Benedict Cumberbatch! For about $42.30, you don’t have to be weird about it — go to Madame Tussauds! Or wait for the summer and glide through the aura of Buckingham Palace for $37.87.

As one of the most expensive cities to live in, London has the Big Ben and centuries of royal history to raise your basic expenses when settling here. The cappuccino here foams in Victorian prestige, so it costs $5.51. Your lunch costs $10.89, but $100+ menus gold-lace the city map, too.

To invite a friend out, you’ll need a monthly mobile plan, which will be $18.65, thank you. The Levi’s, though, are pretty price-full — it costs about $105.47 to not walk around all just pants! Overall, the living costs here round up to about $1,066.90, so, yes?

3. Tokyo, Where the Senso Ji Humbles the Tech Growth

Have you heard about the Tokyo Skytree? It’s a fantastic approximation of how high rent prices are around here. But, it’s worth it because you’ll be living in the clouds. In the noctilucent end of the sci-fi atmosphere where tradition still sprouts through, to be more specific.

It’s out of the question that Tokyo is one of the most expensive cities, shaping the global economy robot by robot. Check the Miraikan in Odaiba, and see it for yourself! But, of course, you must take a bit first, and that’ll cost you $10.33. That’s not a price that’ll prompt your wallet to give you a slap, and neither is the cost of internet bills ($33.09).

However, we’re midway through our list here, so prepare for a sudden drop in cabin pressure. A single-bedroom flat here costs from $2,201 to $3035. Add to that the average living expenses (up to $1,133.70), and hand us the calculator because it’s a cypher that needs to be approached scientifically!

2. Dubai, Where the Sun Sets on Splendor and Wealth

Ooh, it’s getting hot and pricey here. We’re at the world’s highest lounge, 584.5 meters above ground, not nibbling our savory-looking Burj Khalifa canapés. Join us! It costs only $204.90! Juice and dessert are on the way, included in the price! And, of course, out there’s a sight that’ll make your knees knock and gasp.

If you’re coming to the land of artificial islands to spruce up your wardrobe, you’ll need to hop off to the Dubai Mall — a staggering complex of 1,200 shops! If you suddenly want to stick a tongue to an animal larger than life, you can also explore the Underwater Zoo and Aquarium for around $40.84.

A cappuccino here? $5.55. Metro passes? $131.22. Home me, maybe? One of the most expensive cities on the planet, Dubai is the golden bait for those who want a lavish lifestyle. With rent costing between $2,709 and $4,021 and costs of living solo estimated around $1,554.00, it’s the destination to be on cloud nine in a linen abaya. 

1. New York City, to Keep the Expensive Doctor Close

And, of course, it was always New York. Feeling sleepy? Wakey, wakey, because this is the city that never sleeps. The high living expenses are the metropolis’ staple, as are the Rockefeller Center, Times Square, and Central Park. But when Alicia belted that it’s a “concrete jungle where dreams are made of,” she hit the right note.

The city offers excellent educational opportunities and world-class internships in top-notch companies across every industry. It’s living and breathing for the zealous, talented youth to come and tear the threads of their professional cocoon, gaining independence along the way! It is where the arts community thrives, Boradway’s forever home. It’s a place that gives something to everyone.

Now, let’s talk about housing prices. If you want to bite on the Big Apple, you must pay your rent, which usually ranges from $1,988 to $2,661. For the rest of the living expenses, you’ll need around $1,350.00. Then, your favorite to-go choice, the cappuccino, will rip off $4.38 of your wallet. A minute to think?

6 Tips to Stroll Strong On Luxury Lane

Living the high life is not unobtainable, but let’s get real — it’s costly. So, how do you survive the constant pull between your desire to thrive and the costs that the most expensive cities impose? Let’s take a look at that!

  • Make a budget plan

You can want to have everything at once, but usually, you can’t have it in a single day. Therefore, use the 50-20-30 rule to plan your expenses and leave the splurging for wealthier days.

  • Get a side hustle

We know you like the Pawns app, but Dubai will be a stretch too far if that’s your only source of income. Even a regular job might not get you there. But a side hustle could, so see what else you could do to earn more money.

  • Cook for yourself

Eating out, if excessive, won’t pay your bills. It’s tasty, we get it, but the more you do it, the less money you have for other things. So, dice and slice your onions and carrots at home!

  • Opt out of some subscriptions

We understand that you’re the cultured force of the world. But your finances start to thin when you have too many subscriptions to juggle. Keep yourself in the loop of what interests you the most, and save by opting out of the extras!

  • Pay a lower rent

If your home expenses financially drain you, it might be time to explore other options. Shared spaces and all-inclusive rents are one of them.

  • Keep using Pawns.app

Don’t quit on what’s already paying for a standard NYC cappuccino! You never know when extra cash will save the day, so stay loyal to your passive income habits. And with the new Quest Tab and Referral Bonus boost, you’re in for fresh treats!

Stroll Strong Down Luxury Lane

We hope your dream comes true and you end up living in one of these most expensive cities. Imagine uploading a swell shot from the Empire State Building — we can already see the flashing comments!
Sometimes, you must see it to believe it, and that’s fine! And, of course, remember to complete your surveys and generously share your unused internet through the Pawns app. If you can earn more today, why not do that?

Jordana Bozhinova

Jordana Bozhinova

Copywriter, Pawns.app

Once an eighth-grade chemistry whiz, Jordana is now a BA in Psychology, hoping to one day tread through the fine weave of the psyche professionally. Chemistry still excites her, but not more than physics or music. Personal growth and authenticity are always on her to-do list, and she'd like to see the world's pendulum swing in that direction, too. A fan of creativity and innovation, Jordana enjoys learning, understanding, and chic clothes. Who says self-exploration can't be fabulous?

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