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15+ Highest-Paying Passive Income Apps Online – Start Earning Today!

15+ Highest-Paying Passive Income Apps Online – Start Earning Today!
Donata Tamulionyte

Donata Tamulionyte

Last updated - May 30, 2023

Money-making apps are a fantastic source of passive income. They offer a convenient opportunity to earn extra money from the comfort of your couch. Additionally, they require way less effort than other side hustles — there’s nothing wrong with gig jobs, but piling up banknotes with minimal effort is the dream!

While money-making apps won’t put you behind the wheel of a sleek Bugatti, they can help you cover that new watch you’ve been eyeing or your weekly groceries. Even when they won’t turn you into a billionaire overnight, you’ll probably still like the jingle of the extra dollars you make through them.

Passive Income vs. Active Income

Many aren’t quite sure what the differences between active and passive income are. While the first is money you earn by working, the latter refers to the revenue you can generate when controlling different assets. That said, standard and freelance jobs are some examples of active income. On the other hand, some proven methods to make passive income include: 

  • Selling books and courses
  • Partaking in affiliate marketing campaign
  • Investing
  • Taking surveys
  • Watching ads 

Needless to say, money doesn’t grow on trees, and it won’t magically fall on your lap. Therefore, although passive income apps might not take much of your time and energy, you’ll still have to dedicate a few minutes a day to earn cash using them.

15+ Highest-Paying Passive Income Apps

Nowadays, there are numerous fantastic opportunities available to earn some extra money, ranging from investment and cash-back apps to platforms that monetize your gaming time. Let’s see which apps can help you make a small fortune with little effort involved.

1. Pawns.App

The Pawns.app by helps you earn by sharing your unused bandwidth and taking surveys. This fantastic platform makes earning passive income easy: all you have to do is allow third parties to use the internet you don’t need! 

Hardcore fans of the digital era might have a hard time grasping the concept of unused bandwidth. After all, it does seem quite impossible to shop, socialize, and consume all sorts of content online and still have enough internet to sell to others! However, having leftover data is pretty common with today’s internet plans, which is why Pawns.app exists.

You may be wondering why anyone would need somebody else’s unused data. When you agree to share your bandwidth with third parties, they employ it for various purposes, such as software testing, advertising verification, market research, and more. One GB of shared data equals $0.20, meaning you can make as much as $140 a month in the most optimal conditions! Still, these figures vary between clients, with earnings affected by a user’s location, internet speed, and IP address.

The minimal payout with Pawns.app is $5, and the platform ensures you get the money you earn the way you like the most. Want some gift cards for your next shopping spree? You can have them! Need to raise your Bitcoin game? You can get paid in BTC! And if you prefer to stick to the more classic payment methods, good ol’ PayPal is also an option.

Pros

  • Instead of going to waste, your unused bandwidth becomes an excellent source of passive income.
  • The app shares your connection without accessing your sensitive information.
  • Users who have substantial unused bandwidth to share and those who enjoy expressing their opinions on interesting subjects can earn significant rewards.
  • The different payout options are suitable for clients with diverse preferences and goals.

Cons

  • Users located in certain parts of the world and those with slower internet speeds might not be able to experience all the benefits of the application.

2. Rakuten

Rakuten is an app that showers you with perks as you shop without thinking of stopping. The application lets you scout for all types of products in over 3,500 stores. Who would’ve thought you could fill up some compartments in your wallet by indulging in a little self-pampering — or spoiling your loved ones if you have some funds remaining after treating yourself?

With Rakuten, all your go-to retailers are just a few clicks away. Thus, you can find that full-freezing hairspray at Target, grab a groovy shirt at Old Navy, or get yourself a pair of slip-on shoes at Nike. The options are limitless! 

Getting started with this app is easy and hassle-free. Once you create an account, you’ll have the option to purchase the entire universe! Alternatively, you can enhance your experience by installing the Rakuten extension for Chrome, which will provide you with timely alerts about potential savings opportunities you might otherwise overlook.

This free passive income application makes affiliate revenue from the sellers it collaborates with. It then shares the savings with clients, offering everyone who signs up to the platform for the first time a $10 bonus. Moreover, you can get up to 40% cash back on your purchases, turning your hedonistic shopping desires into a more rewarding and fulfilling experience.

Pros

  • Being one of the oldest shopping apps, Rakuten automatically garners trust among buyers.
  • All of Rakuten’s offers are available online and in-store so that users can check out their favorite products in real life before committing to a purchase decision.
  • Cash-back is an option; you can get your rewards payout every three months via PayPal or check.
  • You can continuously increase your earnings through the app by taking advantage of Rakuten’s bonuses.

Cons

  • Some customers find the app to be slow and somewhat glitchy at times.

3. MobileXpression

This market research company collects internet-usage data from your mobile devices through an app. The information they gather includes browsing habits and app usage. In exchange for sharing this data, you can get various rewards and incentives, such as gift cards and sweepstakes entries. While the app tracks mobile data usage in the background to identify potential patterns in your shopping behavior, it will not slow down your device. As a result, you will still be able to browse the web and use your usual applications as smoothly as you always have.

The app’s compensations and rewards usually come every six weeks in the form of Best Buy, Starbucks, and Amazon vouchers. If you’re the kind of person who feels delighted whenever they receive a gift card, this app is perfect for you. You can earn five credits per week of usage and receive a $5 card when you reach 30 credits. Additionally, with a little more patience, you can even claim a $10 card after collecting 50 points.

MobileXpression is excellent for generating passive income from your everyday online quests. It will even help you obtain gift cards by leveraging Bing and engaging in the Microsoft Rewards program.

Pros

  • MobileXpression rewards you with a $5 Amazon gift card only a week into your subscription.
  • The app doesn’t affect your devices’ speed, letting you stay productive while making extra money.
  • It also runs sweepstakes, where all users have the opportunity to win a $100,000 jackpot.
  • Once you set up your account, you don’t have to do much to start earning.
  • You can choose when to redeem a gift card depending on how many points you have.

Cons

  • The app sells your browsing history to third parties and might not be the best fit for users uncomfortable with sharing data of this kind.

4. Nielsen Computer & Mobile Panel  

This set-and-forget passive income solution is perfect for financially literate families and those who like using their devices to make money. The application lets you double, triple, or quadruple your earnings by installing it on several devices. So if you have a compatible gadget or two stuck between the cracks of your sofa, Nielsen Computer & Mobile Panel is an excellent reason to dust them off and start using them!

Nielsen pays you $50 for sharing non-sensitive phone data with them, including information about the browser you use or the number of messages you send daily. You can access the app from a desktop, mobile, or tablet. However, your earnings will depend on the type of device you install it on. 

In addition, you can get free sweepstake entries if you download the program on your desktop. The grand prize of these monthly lotteries goes up to $10,000. However, installing the app on your mobile or tablet is a much better option. This way, you can earn money each month — perfect for treating yourself to a tiny shopping adventure or something else.

Although you won’t get a bonus for registering on the platform, the app is a pretty reliable source of passive income. The philosophy behind it is easy to understand: users who share their browsing data with Nielsen get a yearly reward. It’s simple, but it works.

Pros

  • The app runs in the background, so it requires no effort to make money through it.
  • You can install it on multiple devices to increase your earnings.
  • The application collects non-sensitive data that it separates from your name to protect your privacy.
  • Its monthly sweepstakes could make you up to $10,000 in a month.
  • You’re guaranteed to earn something every year.

Cons

  • Those who install the app on their desktop might earn less than those who download it on their mobile or tablet.

5. Honeygain

Does your internet plan include unlimited data? Then Honeygain may be just the right app for you to make some money on the side. Opting for an unlimited internet plan sounds like a prelude to building your online legacy, and this app allows you to monetize your digital interests. Honeygain essentially connects you with numerous e-businesses to whom you can sell your data. In simple terms, you’ll receive payment for sharing your internet connection to support marketing efforts aimed at improving products and services for businesses.

Many companies around the globe would go the extra mile to figure out what their customers like and dislike. And if their business model is fit for an international target audience, they’ll be more than glad to understand the different culturally-dependent expectations of their global clientele. That’s when Honeygain and its users come into play.

By sharing your internet connection with companies striving to thrive in the competitive e-commerce landscape, they become able to access the web from your location. This way, they can evaluate the strengths and weaknesses of their digital product displays. Consequently, if they identify any areas of improvement, they have the ability to modify the content they find unsatisfactory.

In terms of earnings, the average income users make through this app is $26.58 per month, depending on the demand for internet bandwidth. Furthermore, you can install the application on up to 10 devices connected to different networks and get $5 for registering on the platform — an excellent way to increase your monthly earnings.

Pros

  • Apart from letting you monetize your unused bandwidth, the app allows you to make extra cash through registration and referral awards.
  • The more IP addresses you have, the more earning potential you’ll have.
  • There are two payment options available – Bitcoin and PayPal.
  • The app is excellent for nurturing your altruistic side and helping profitable companies reach their goals faster.

Cons

  • Earnings aren’t easy to predict.

6. Fundrise

This interesting passive income app is perfect for those willing to give real estate investing a chance. The application increases your odds of making real money from that upfront investment you’ve been too anxious to finalize. 

Fundrise is perfect for investing in different assets, including hotels, office buildings, multi-family properties, etc. The app has quite a large customer base, with more than 419,000 clients under its wing. Its excellent perks explain its constant growth and the potential it has for surpassing competitor applications in popularity.

The application’s success is due to its generous downpayment rules, among other things. While this sum exceeds 20% of the purchase price for regular real estate transactions, the app lets you hit it off with $10. 

With Fundrise, you have the opportunity to generate passive income through dividends. These dividends can be reinvested back into your Fundrise account or deposited into your bank account. The decision on how to handle your earnings depends on the specific amount of money you have at a given time.

One of Fundrise’s most significant features is its real estate portfolio calculator, which can help you transform your investment portfolio and estimate your returns. Obviously, the app does an excellent job of providing users with good forecasts of the projects they’re about to take on — kudos to that! 

Pros

  • The minimum starting investment is low ($10), which is excellent if you aren’t ready to risk hundreds or thousands of your hard-earned dollars.
  • The app’s great for both experts in trading and newbies, so you’re welcome to join it whether you’re an accredited investor or someone testing the waters of investing.
  • IRA accounts are available, which is fantastic if you’re a future-oriented person and want to start planning for your retirement.
  • The app can help you diversify your portfolio and grow as an investor.
  • You can invest in large projects without owning properties, which lowers the risk of losing a lot of money.

Cons

  • The investments are highly illiquid, and there’s a risk of a substantial loss in value.

7. Swagbucks

This simple app allows you to earn passive income by completing small tasks and doing other things. You get points for each assignment you complete and earn $1 once you collect 100 SB. You can either receive the money you make on your PayPal-linked bank account or choose to swoon over the gift card frenzy.

Apart from the Swagbucks app, there’s also a Yahoo-powered Swagbucks engine. Surfing the web with it can earn you additional SB points if you’re willing to let go of your attachment to other browsers like Chrome or Firefox. 

With Swagbucks, the SB points mania never ends. That said, you can make money using Swag codes, too (these are streams of text you can use to earn SB points). The company usually posts these codes on its social media platforms and blogs, and you can even download the SwagButton Chrome extension to get alerted when that happens. 

Swagbucks also offers daily goals that you can incorporate into your routine. These tasks, as the name implies, are small assignments that you need to complete every day. Users who opt to include these goals in their Swagbucks schedule often start earning money as early as seven days into the process.

Furthermore, Swagbucks lets you earn by referring the platform to others and taking surveys. Referrals can earn you 10% of the passive income generated by the people you refer to the app. Alternatively, if one of your referrals earns 300 SBs within their first month, you can earn 300 SBs as well. Moreover, completing 30-minute surveys can reward you with over 30 SBs.

Pros

  • The application is incredibly versatile, and you can make money in different ways.
  • You have a wide range of rewards to choose from, including both gift cards and cash. This means you don’t have to sacrifice a portion of your salary to obtain the desired goodies.
  • Completing the tasks is fun, so you can stay motivated to reach your monetary goals.
  • The app offers cash-back, so you don’t have to tame your shopping spirit.
  • You get even more SBs for exploring the online world with the Swagbucks search engine.

Cons

  • Some users say the app takes too long to load.

8. Public.com

This popular app appeals most to users who like generating passive income through investing. If you feel like this could be your way of earning without going into employee mode, you should definitely check it out!

Public allows you to invest in stocks, whether it’s whole shares or fractional shares, as well as funds like ETFs. Additionally, the platform facilitates communication with other investors, providing an opportunity to share experiences. This feature is particularly valuable for beginner investors and anyone looking to enhance their knowledge of the stock market and improve their trading abilities. In addition, Public offers themed stock bundles, allowing clients to invest in multiple companies grouped together based on a common theme or niche. This unique feature of Public sets it apart from other services.

Users who opt for the Premium plan can also use the app for stock analysis. With this subscription, you can access features like advanced company-level data, exclusive content from experts, and Morningstar insights. Moreover, the application offers zero-commission trading on the stocks and ETFs available and lets you invest in cryptocurrency and buy alternative assets. Account transfer bonuses are also provided.

Overall, Public is a fantastic passive income app. Apart from helping you earn extra once in a while, it’s a splendid asset to use for turning your financial life around completely.

Pros

  • Instead of paying the price of a whole share, you can buy fractional shares and be a successful investor even if your capital is limited.
  • Public allows you to trade alternative assets, which is beneficial for diversifying your investment portfolio.
  • There’s no payment for order flow, meaning you don’t get to spend a part of your earnings on paying the platform for its services.
  • You can connect with thought leaders in investing and flatten your learning curve.
  • The high-interest cash accounts help you grow your capital over time.

Cons

  • This app does not support investing in mutual funds.

9. S’mores Lockscreen

This useful app is easy to use and lets you earn money or gift cards for doing all sorts of tasks. You can get cash rewards for playing games, watching videos, shopping, and much more. Now, that’s how you monetize fun!

Your earning options are limitless as long as you have an Android phone that’s practically glued to your hands. You can earn extra income from everyday activities such as charging your device or simply unlocking your screen. For instance, S’mores displays ads on lock screens, which enables them to reward users with 10 cents per day for habitually unlocking their cell phones. While many people may not enjoy ads, these particular ones won’t give you advertising fatigue. Although you can’t ignore them, you are not obligated to interact with them, ensuring that your precious screen time remains free from unwanted content.

In addition, S’mores Lockscreen lets you get an Amazon gift card whenever you earn $1. A single dollar might not seem that rewarding, but it can be enough to bring the most fantastic little items right to you. If you think about it, it can be great for striking a balance between the urge to splurge on trinkets and the need to stay on the thriftier side.

If you’re looking for an app that can dress you in gold and diamonds overnight, S’mores is not for you. However, it’s worth noting that the app does a good job of operating seamlessly in the background as you go about your daily activities.

Pros

  • The app is straightforward, and you don’t need a PhD in IT to maneuver it.
  • You earn cash by simply messing around with your smartphone, which makes your phone habits profitable.
  • The $1 gift cards are perfect for budget-conscious buyers who love to shop ’till they drop.
  • You have the opportunity to receive gift vouchers for your favorite retailers, which is ideal for further exploring the market and its offerings.
  • After installing this app, you’ll hardly notice it on your phone as it requires no further attention or maintenance, allowing you to focus your time on more important tasks.

Cons

  • S’mores Lockscreen exclusively offers payment in the form of gift cards, and cash is not available as an option.

10. Drop

This passive income app will make you feel drawn to cashiers. So if you’re a foodie or an avid shopper who likes walking the aisles of different stores, you’re in for a treat. The application rewards you every time you use your card to buy stuff!

The fact that even the thriftiest of us need to shop for essentials makes Drop a super convenient app. After all, who doesn’t like getting cash back on their everyday purchases? Furthermore, dedicated shoppers can install the Drop browser extension and take their product hunting online!

Besides offering cash-back, the app lets you get Drop Points for shopping at your favorite retailers. It has many fantastic brands for partners — Walmart and Uber are on the list, yay! 

After downloading the application, you’ll need to link it to your regular card. This allows the app to monitor your expenses and provide you with Drop Points for eligible purchases. It’s important to mention that in order to redeem a gift card, you’ll need a minimum of 25,000 DPs (1,000 points equals $1).

With Drop, you can earn extra as you’re gulping coffee during brunchtime, trying out bodycon shirts, and more. The application even lets you play games and take surveys, which are additional methods to make money for old rope. Although you might not always have the time for trivialities like these, they can entertain you while you’re waiting at your dentist’s or flying to a faraway destination — as long as you have internet access, of course.

Pros

  • Drop turns your shopping habits into a great source of passive income, so you can fill your cart to the top whenever you shop.
  • You can also make money by gaming or filling in questionnaires, meaning you can choose how you want to boost your earnings.
  • All it takes to use the application is linking it to your card, which means it’s pretty simple to use.
  • With popular brands supporting the app, you can earn extra cash while being the master of your own shopping destiny.
  • You can get the Drop browser extension to shop online, which is ideal for busy Mondays and lazy Sundays.

Cons

  • The minimum cash-out amount is pretty high.

11. Acorns

This helpful app is perfect for streamlining your investments. While it was initially created for the purpose of offering round-ups, its developers made it evolve into a fantastic micro-investing platform. 

Acorns, being a versatile passive income solution, appeals to a wide range of customers with its diverse features. One of its most notable features is Found Money, a program that offers rewards for shopping at partner retailers through the app. Earning cash as you’re purchasing the things you want and need is like winning the lottery, right?

The monthly fees for the service are quite affordable at $3 per month. This makes it accessible for young adults to join the platform without facing a significant financial burden. If you’re looking to channel your youthful enthusiasm into improving your financial literacy and investing, this application could be an ideal choice for you.

Speaking of improving your finlit, Acorns can help you learn valuable lessons about different financial topics and create investment and retirement accounts for you and your loved ones. There are also options for those who like using debit cards. If you’re part of this category of users, you can try out the Acorns Spend debit card and checking account that automatically saves and invests for you. 

All things considered, Acorns is a great app if you’re interested in setting up automated investments and prefer incremental investing. It is primarily designed for mobile usage, making it convenient and user-friendly.

Pros

  • Acorns is one of the best apps for investing money in small amounts.
  • The monthly fees for Acorns are fixed, providing you with the advantage of predictable expenses.
  • Acorns allows you to plan your earnings and financial strategy without having to consider hidden or additional costs.
  • The app offers round-ups, meaning your purchases trigger well-calculated investments.
  • Acorns has a robo-advisor available to assist you throughout the investment process, providing guidance whenever you need help.
  • With its beginner-friendly features, the app is designed to help young adults navigate the world of finances with confidence.

Cons

  • The application doesn’t allow users to self-manage their investments.

12. Airbnb

This splendid app is pretty convenient if you own a rentable property. Real estate has always been one of the best sources of passive income, so accommodating guests in the spare room of your house or flat can help you earn a lot.

Whether you decide to rent a place for a few days at a time or longer through Airbnb, your earnings are guaranteed. By using the app, you can get paired with generous globetrotters and make $1,000 or more a month! However, Airbnb is most popular among folks who’re interested in short-term stays, which is something to consider before you dip your toes in the business. 

Before you start earning with the magic of Airbnb, though, you must check the rental policies in the place you live in. But one thing is sure: you can expect guests to start knocking on your door soon after you publish your listing. 

Once you’re ready to open the doors of your property to tourists, the AirDNA calculator can help you make an estimation of your potential earnings. The more attractive the location you reside in, the more money you’ll be able to make. However, note that different customers prefer different things, so you’ll have to be transparent about the type of services you offer. 

Hosts that manage to stay in business for a long time can eventually participate in the Airbnb Superhost program. It’s safe to say that guests enjoy being pampered, and ensuring they have a blast while staying at your place will help you earn more. 

Pros

  • The app has a large customer base of over 150 million users worldwide, which means it’s trustworthy.
  • The average monthly earnings are pretty high — a rare thing in the realm of passive income apps.
  • You decide when your property is open and closed for guests, ensuring your side hustle doesn’t interfere with other plans you might have.
  • The turnaround time for payouts is excellent, so you won’t experience the many inconveniences of getting your well-earned cash at the eleventh hour.
  • You can rent whichever space you want, meaning you can earn this way even if you don’t own a big house.

Cons

  • This app won’t be of much use to you if you don’t have a rentable space.

13. Sweatcoin

This money-making app is wonderful if your goal is to get paid for burning some calories. Yes, walking can help you stay in shape and get you the extra cash you need! You can download the app on both Android and iOS devices — apparently, its developers want everyone to stay healthy no matter which operating system they prefer. 

With Sweatcoin, you earn 0.95 Sweatcoins for every 1,000 steps you take. If you think about it, that’s not a lot of exercise for something less than a dollar. Of course, the more you move around, the higher your earnings will be. Therefore, download the app, put on your sneakers, and take yourself on a calming stroll!

To make a buck, you need to collect 20 Sweatcoins. You can exchange your points for stuff like clothing, Amazon gift cards, and much more. If you feel like your wardrobe needs some reinventing or you really love gift cards, this app can get you the best of both worlds.

Depending on the plan you choose, Sweatcoins limits the number of daily points you can earn. That said, you can make anywhere from 5 to 50 Sweatcoins a day depending on whether you are a Mover, Shaker, Quacker, Breaker, or Trouble Maker. 

All in all, Sweatcoins is a nice passive income source if you need more motivation to get fit. Whichever subscription you choose, though, you should make sure to stay safe and not overexercise!

Pros

  • You decide when and for how long you walk, which means you can fit exercise into your schedule.
  • The app is available for free, but you can also opt for one of its four paid plans.
  • The rewards are cool, and you can get interesting items you’ll be thrilled about.
  • The potential passive income you can earn will inspire you to be more physically active and invest in your health.
  • You can monetize all your strolls, even the ones you take from your home to your office and back.

Cons

  • You could overexercise in an attempt to earn more.

14. M1 Finance

This beginner investors app allows you to work with fractional shares without worrying about not having enough capital to follow through with your plans. All you need to do is check whether you have $1 at your disposal and start investing.

With fractional shares, you have the ability to purchase a portion or stake in stocks and ETFs instead of having to pay for the full value. This alternative is great for trying a hand at investing and seeing whether you are capable of riding the tide.

M1 Finance also offers the opportunity to build investment portfolios known as Pies. These can be beneficial if you have an interest in investing across multiple industries, as they provide a way to gain a better understanding of how the stock market operates.

If you’re dreaming about getting super rich immediately, M1 Finance probably isn’t the right application for you. However, making regular investments might provide you with enough passive income to engage in some budget-friendly activities. 

Your success as an investor will rely heavily on your trading experience and portfolio allocation. While the app can provide you with resources for creating a smart investment plan, your rate of returns ultimately depends on yourself and the money-making strategy you develop. However, it’s worth noting that investing in stable portfolios can potentially increase your average yearly returns to over 10%.

Pros

  • M1 Finance is one of the best two-in-one banking and investing apps available.
  • The app allows you to customize your investment strategies with no fuss, optimizing your experience as an investor.
  • There aren’t any investment fees, meaning you can use all your capital for the sole purpose of increasing your earnings.
  • You get to choose from over 80 pre-made portfolios to maximize the chance of your success.
  • You can get $30 or more for signing in, which can help you get your foot in the door.

Cons

  • Some of the features the app offers might be cumbersome to use.

15. SavvyConnect

This application rewards you for letting third parties have an insight into and analyze your browsing habits. Companies highly value this data as it helps them enhance their marketing strategies, resulting in increased revenue. Furthermore, it allows them to establish themselves as top businesses in their respective industries.

SavvyConnect collects information about the things you purchase online, the type of content you find entertaining, and the applications you like using. If you feel comfortable sharing data of this kind with different corporations, you can earn enough cash for the occasional shopping adventure.

To start making money with SavvyConnect, you must first install the app on your device. Once you do that, you’ll be able to earn for the time you spend surfing the web, doing everything you’d usually do online. Setting up the app on one device will get you $5 per month, but your earnings can increase if you install it on more gadgets. 

Once you join the platform, you’ll be invited to complete exclusive surveys on SurveySavvy, the app’s mother site. Answering some questions on different topics will help you make more money. You’ll be able to cash out everything you earn via check.

Still, not everyone likes being “interviewed” after a long day at work. If that applies to you, you could try referring the application to your friends and get a $5-15 bonus for each task they complete. Moreover, every time your buddies refer the app to other people, you’ll earn anywhere from $2 to $6.

Pros

  • With SavvyConnect, you can make $60 or more a year and treat yourself to some awesome products.
  • Platform members can take high-paying surveys, which can help them earn more.
  • Referring the app to a friend helps you make even more money.
  • The payments are made by check, allowing you to spend your earnings how you prefer.
  • The app is easy to install, letting you enjoy its advantages without having to spend hours setting it up.

Cons

  • You can install SavvyConnect on up to three devices, meaning you can’t make more than $180 a year by using the app.

16. InboxDollars

InboxDollars is a cash-back program that lets you earn money by completing small tasks. This popular passive income app pays you for stuff like spending time in front of the TV and rewards you for completing surveys online. Basically, it lets you earn for some of the things you do every day.

This application also provides you with money while you’re shopping. That said, you earn extra cash by getting your favorite makeup, slippers, or accessories! In addition, it gives you cash back for reading emails and buying games. As you can see, there are plenty of things you can do to make money with this app.

The application won’t have you swimming, diving, and snorkeling in cash in a heartbeat. Therefore, if you have some big plans that you need to back up with an additional source of income, you should explore some other options.

To use this app, you must be at least 18 or the age of majority in your province or state. So yes, you can enjoy the variety of gift cards you earn with InboxDollars only if you’re old enough. Who said adulthood can’t be full of joy?

The minimum cash-out amount on InboxDollars is $15. Although using the app is not the most lucrative side hustle on our list, you will most likely enjoy making money with it.

Pros

  • Offering cash-back, InboxDollars makes shopping a delightful experience.
  • The tasks you get paid for are easy, meaning you’ll be making extra cash in a stress-free way.
  • You get gift cards for different retailers, which means you get to enjoy a plethora of products and services.
  • With a straightforward payment system, the app ensures that users have a clear understanding of the amount of money they will receive for each completed task.
  • A large number of users find the app fun to use, so you won’t bore yourself on your way to fantastic rewards.

Cons

  • InboxDollars is a less lucrative source of passive income than some of the other apps on our list.

17. Dosh

This free passive income app allows you to earn cash back during the checkout process when making purchases at participating stores. With partnerships with various retail brands, the application offers cash back on expenses such as dining, hotel stays, gym memberships, and more. If you lead an active lifestyle, you can greatly benefit from all that this app has to offer.

To get the best of Dosh, you must first download it and link your cards, mobile wallets, and any eligible payment accounts you might have to it. Do that, and your Dosh wallet will get a little heavier every time you do some shopping.

When on the fence about what to do with your day, Dosh can come up with a list of venues for you to visit and earn some money along the way. This feature can also help you discover interesting places when you’re traveling.

Dosh sends your earnings to your bank account. Alternatively, you can receive them on PayPal and Venmo. The minimum amount of cash you can withdraw from the app is $15, and only people 18 or older can enjoy the perks of using it.

Eligible users will find it excellent for saving on everyday purchases and easing financial stress during the holiday season. Gifts are fantastic, but they can be costly, too, and Dosh can raise your festive spirits by making the jingle in your pockets louder.

Pros

  • Dosh offers a cash-back option.
  • The platform doesn’t store your card or banking information.
  • To optimize your online security, Dosh lets Braintree handle your data.
  • The Dosh app and site are designed with users’ safety in mind and use data encryption.
  • The platform collaborates with many grocery stores, restaurants, hotels, and more, letting you earn as you enjoy your life.
  • With multiple payment options available, you get to choose how you want to cash out and spend your money.

Cons

  • You cannot link certain cards to Dosh.

18. Earny

This popular cash-back app actively alerts you about price drops on items you purchase. Once a retailer starts to sell a specific product for less, Earny calculates the difference between the original and new price and helps you pocket it. 

The application also does an excellent job of tracking your purchases. To ensure it does that successfully, you must become an Earny member and link your email and Amazon account to the app. Additionally, Earny boasts an excellent ticket system that helps you win different prizes. You can get prepaid Visa cards, Amazon gift cards, money, and more! It’s an excellent application for those who enjoy versatile rewards — and who doesn’t?

Earny’s average annual price drop savings are quite impressive at up to $300 per person. Can you imagine what you would do if you had $300 to spend right now? We have a few suggestions: you could buy yourself a nice pair of shoes or spend a weekend in a cozy cabin!

Earny is a beloved platform among its customers due to its double cash-back policy. With a paid membership, you can enjoy double cash-back at eligible retailers. This unique feature sets Earny apart and makes it a must-try app for those looking to maximize their savings on purchases.

Pros

  • Earny stands out with its unique and valuable features, setting it apart from other similar platforms and providing a refreshing experience.
  • Whether you’re a shopaholic or someone who prefers to be frugal, this app can help you save a significant amount of money on various items.
  • The app’s annual price drop savings per person give you the opportunity to have more money for the things you love.
  • Earny offers double cash back at certain retailers, which means you can save twice as much when you shop at some places.
  • Different prizes are available, meaning you can enjoy in highly-personalized shopping sprees whenever you feel like it.

Cons

  • Of all features, only Earny’s basic cash-back offer is free.

Are Passive Income Apps Safe?

As incredible as earning extra cash might sound, it’s normal to have certain concerns about the safety of passive income apps. For instance, you might wonder whether these applications can actually protect users’ data and money. Additionally, you could be having dilemmas about their ability to prevent fraud.

With the variety of apps out there, it can be hard to choose the right ones for yourself. However, applications that aren’t time-consuming and have positive reviews are generally considered okay. That said, you should make it a habit to check what Google Play Store, App Store, and Better Business Bureau users have to say about them. 

Some apps tend to boast about their long list of great features, but their clients might have a (slightly) different opinion about the perks they offer. Therefore, don’t install all the apps you run into on every device you own immediately after watching an ad about it! Instead, do your research, and see whether the application you’re interested in is worth trying out.

Make Money Online Effortlessly with Passive Income Apps

Let’s face it. Passive income apps won’t make you the richest person that has ever walked the Earth. To be honest, you’ll probably never even be among the 100,000 wealthiest people in the world if you use these apps to earn extra money. In fact, with these applications, you can’t even make enough cash to quit your job!

However, you can install one or more high-paying passive income apps to make extra cash that you can use to buy something small or save as pocket money. If you want to double or triple your earnings, you should consider installing one or more of these apps on multiple devices. Also, you can invest the income you earn. Growing it might take some time, but you will succeed in that eventually.

It can be rather beneficial to explore and educate yourself about various passive income applications. Understanding how they work and the features they offer will assist you in identifying the ones that align with your requirements. This knowledge will enable you to develop effective strategies to generate passive income and increase your earnings.

Summary Of The Best Passive Income Apps

The internet has made earning money on the side easier than ever before. The apps mentioned in this guide are excellent tools to increase your income without doing much. All you need is to install them on your favorite devices, and voila! Before you know it, you’ll be able to afford that extra cup of fancy coffee or treat yourself to a little shopping spree. 

If you’re looking to start investing, we suggest you check out some of the best investment apps like Acorns, Fudrise, and Public. On the other hand, you might find apps like Pawns.app and Honeygain to be the right ones for you if you’re interested in earning by sharing your unused bandwidth. Finally, if you enjoy doing fun, simple tasks, you could try apps like Swagbucks and SurveyJunkey. Have fun choosing the best app for you!

FAQs

What is passive income?

Passive income refers to money you can earn or maintain with minimal effort. In contrast, active income is money you earn through work performed by the earner.

How much time do I need to invest in passive income apps to earn money?

Most passive income apps aren’t very taxing on your time. However, applications that help you earn by completing tasks are more time-consuming than set-and-forget apps.

Are all these apps free to use?

Some of the apps on our list are free to use, while others aren’t. However, most of the paid applications have low monthly fees.

Is there a hidden catch while using these apps?

Each of the apps mentioned above offers users a set of features that could help them generate passive income. For more information about the apps of your interest, visit their official websites or contact their developers.

Donata Tamulionyte

Donata Tamulionyte

Community Manager, Pawns.app

Donata is the heart and soul behind the Pawns.app community. As a communication wizard, she brings an exceptional blend of specificity, gentleness, and patience to her role. Donata has a remarkable ability to "read" people just from a few sentences, making her the perfect conversational partner for our users worldwide. When she's not building community connections, you'll find her singing, crafting melodies, and writing. Donata also loves animals and enjoys spending time analyzing their behavior and engaging in training.

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