Is Bingo Cash Legit? Reviews and Insights

Is Bingo Cash Legit? Reviews and Insights
Mark Orina
Mark Orina

Last updated - September 12, 2024

Bingo games are best when there are plenty of players to compete with, but at some point, the competition might get too fierce. Bingo Cash is a game with one of the largest player bases and a generous prize pool.

Before you invest money, consider whether Bingo Cash tournaments have favorable odds to win money from other players. Our Bingo Cash review will cover all you need to know about this wildly popular online bingo platform, along with some tips on how to win cash prizes.

What is Bingo Cash?

Bingo Cash is one of the most successful games from an established mobile gaming company – Papaya Gaming. Besides bingo, they house such hits as Solitaire Cash, 21 Cash, and Bubble Cash.

As with other games from this developer, Bingo Cash is a classic formula improved with skill-based elements and cash games against other players. The base is the same – you look for numbers on bingo boards and mark them in lines.

Various strategic elements, called boosters, can increase your chances, but above all, it’s about being the first to find the right combination for bingo. Speed and accuracy must go together – making a mistake can result in a score penalty.

Bingo Cash includes various cash games with buy-ins from $1 to $5. The potential winnings are cleverly devised to encourage players to spend more than they would want. 

Is Bingo Cash Legal?

Yes, Bingo Cash is a legal mobile game, but there are a few exceptions arising from the fact that some states and countries treat Bingo Cash as a gambling app.

We could speculate that these restrictions apply because Bingo Cash incentivizes players to bid their own money to win the prize pool. Here’s a list of US states that we know of that do not allow this app:

  • Illinois
  • Indiana
  • Louisiana
  • Michigan
  • Nevada
  • New York
  • Oregon
  • South Dakota
  • Washington
  • Wisconsin

You can still play free bingo games in these states, but you won’t get the opportunity to win cash prizes.

Note that our list isn’t conclusive –other countries and states might need to be added. Check your local laws before registering an account.

How Does Bingo Cash Make Money?

There are free bingo games in Bingo Cash, but the real action takes place against other players. You can enter such Bingo Cash tournaments by paying the entry fee with the in-game currency (gems), bonus cash, real money, or a combination of them.

Gems can be earned by playing games, but also by completing various tasks, such as watching advertisements or inviting friends. In theory, you can play Bingo Cash without spending money, but the game is quite effective at getting players to open their wallets.

Even if you are a skilled player, there will be others that play better. You will lose money eventually and will have to spend on paying Bingo Cash. That is how Bingo Cash makes money.

The developer claims Bingo Cash is purely skill-based, but it gets clear pretty quickly that luck plays a major role. Even if the gameplay itself is somewhat skill-based, the player matching is based on luck.

Is Bingo Cash Legit?

The overall setup of the app raises the question – is Bingo Cash legit for earning more money than you spend? When you look at the tournament buy-in amounts and the prize pool, the answer appears favorable, at least at first glance.

In the end, it boils down to the actual winnings and the ease of the payout process. We can evaluate this from Bingo Cash reviews of past users and other reputable sources.

Payout Process and Withdrawal Limits

The more time players spend bidding, the more likely they will lose money in cash games. It might be the reason why the Bingo Cash payout procedure takes so long and has inconvenient rules.

To be fair, most games of this type have this drawback, but here’s what you should expect from Bingo Cash.

The payout process takes at least 15 days. Most of this time (14 days) is spent on payment processing and another two days for the payout. Papaya Gaming promises they are doing their best, and usually, it’s faster. It doesn’t seem so based on other reviews.

Payout options include PayPal top-ups and bank transfers. Both also have a $1 withdrawal fee, and you might be charged additionally depending on your region. Gift cards on Bingo Cash are not an option, unfortunately.

The smallest amount you can withdraw is $5, but since you will be charged extra fees, you are better off withdrawing large amounts. This is another way Bingo Cash encourages players to bid more.

There’s also some confusion with the bonus cash you earn from the prize pool. This isn’t actual money. It’s a credit you can only use to play games on Bingo Cash but cannot withdraw.

User Reviews

No Bingo Cash review is complete without covering what users think about the game. There’s a wide range of different opinions you can find. Here’s a Reddit Bingo Cash Review form user ProduceLonely:

Reddit Bingo Cash Review

There are also some complaints about the confusion with bonus cash and intrusive ads on Reddit. Users on other platforms share similar sentiments. One Bingo Cash Review on Quora complains about the payout system:

Quora Bingo Cash Review

Reviews on the Apple App Store are more favorable and you can also find some answers from developers. Here’s an interesting one:

Bingo Cash Review on Apple App Store

Overall, Bingo Cash is quite controversial because of ads, accusations of rigged gameplay, and difficulties withdrawing money. Some users seem to enjoy it, but only a few claim to have made money out of it.

Ratings

  • Apple App Store rating – 4.7/5 (156.5K Ratings)
  • Samsung Galaxy Store – 5/5 (399 User Reviews)
  • Web Monkey – 3.5/5
  • The Penny Hoarder – 5/5

How Does Bingo Cash Work?

Starting to play Bingo Cash is very simple, but there are some tips and tricks you should use to maximize the winnings. Here are the steps we recommend taking.

1. Download the App

Bingo Cash works on all major smartphone brands, but the downloading and installation process differs a bit depending on the platform.

  • Apple users can download Bingo Cash straight from the Apple App Store. Simply enter Bingo Cash in the search bar and install it. Apple users also have the benefit of making deposits with Apple Pay.
  • Samsung devices can access Bingo Cash on the Galaxy Store by also finding it on the search in the app store.
  • Android is where it gets complicated. Bingo Cash cannot be found on the Google Play Store. Instead, you will need to use the Bingo Cash website to scan the QR code or click a link. It will allow you to download the APK installation file and install the mobile game manually.

2. Sign Up

The registration process includes the usual steps of creating a username, entering your password, and choosing an avatar. You’ll also need to verify your email address for the account to be active.

No deposits are needed yet, so you can practice the game completely for free. You can also skip the registration process and play a few games without an account. The account is only needed later to make deposits and withdraw winnings.

3. Practice

Just after you finish or skip the Bingo Cash registration, a tutorial game will be available. The game is very easy, explains the basics of the bingo game, and even rewards you with some gems.

Before jumping into any paid games, it’s best to stick with some free ones available right after the tutorial. They are fairly easy and will let you understand whether you enjoy Bingo Cash as a game.

Play paid games only when you are confident enough with your skills. An even better strategy to compete with the free gems you gain without paying. Bingo Cash doesn’t make it easy, as entry fees start in thousands of gems.

4. Play Bingo Cash Tournaments

There’s a large variety of paid games you can access on Bingo Cash. Champ Starter, Rookie, Diamonds Dash, and Double Dance are a few of the most popular.

Easier tournaments have much lower prize pools, but you will spend less for them as well. The entry fees range from around $0.50 to $5 per game. The best way to pay for these games is to purchase in-game credit with PayPal. 

If you are willing to spend your own money in Bingo Cash, the most profitable strategy seems to be playing lots of low-value games. They won’t give you good rewards, but at least you won’t lose money that fast.

More valuable games are extremely difficult to win and are not worth it if you want to profit from Bingo Cash. In an ideal case, you shouldn’t spend any money on tournaments, but the game doesn’t make it easy for players.

5. Take Advantage of Bonuses

Here are the main ways to get gems and bonus cash without spending any of your own money in Bingo Cash.

  • Referral program – get $1 for every friend you invite to Bingo Cash
  • Daily check-ins – the more often you log in, the more gems and bonus cash you’ll earn from the app.
  • Daily gifts – different from check-ins because you have to go to a separate section of the Bingo Cash app to claim them.
  • Watching ads – earn gems by watching short advertisements.
  • Experience – every time you reach enough experience to level up, you are rewarded with gems.
  • Clubs – team up with other players to earn additional rewards when playing.

While there are plenty of opportunities for bonus rewards in Bingo Cash, they don’t seem to serve the right purpose. Leveling up, for example, becomes almost impossible without bidding in more expensive tournaments.

6. Withdraw Winnings

What should be the easiest part is quite difficult with Bingo Cash. Unfortunately, there is no gift card option. It’s usually the best payout method with such apps. Bingo Cash pays out winnings via PayPal or straight to your bank account.

Keep in mind that the payout time takes at least 15 days, and you will be charged $1 for transfer fees. Even if you break even, you will lose at least one dollar.

Best Alternatives to Bingo Cash

There are quite a few Bingo Cash alternatives that offer similar prize pool and gameplay features. Some other apps can also be considered alternatives to Bingo Cash if your only aim is to make money on your phone.

Other Bingo Apps

  • Blackout Bingo is a bit more fast-paced alternative with similar chances to win but a bit larger payout threshold.
  • Blitz Bingo gameplay has much more social features and claims to be more popular.
  • Bingo Clash provides a great head-to-head bingo experience and has a bit better bonus system.

Unfortunately, these games share most of the problems Bingo Cash has. Trying out them all and spreading your time with each might be a good strategy to lose less money while playing bingo online.

Alternative Ways to Earn Money Online

If playing Bingo Cash is too close to gambling, you should look into something closer to an online side gig. Here are some of the most profitable to start with.

  • Paid online surveys are one of the best ways to make money online. You simply answer questions on your phone and get paid in gift cards and cash.
  • Unused internet sharing is a passive income method that only requires an internet connection and a spare device. You share your connection and get compensated for each gigabyte.
  • Freelance platforms, such as Fiverr or Upwork, provide great opportunities to find temporary jobs that pay money. The better skills you have, the more you’ll be able to earn.

Conclusion

Bingo Cash is a fun game if you don’t mind losing a buck or two once in a while. That said, there is not much chance you will make this into a viable source of income.If your only aim is to make money, the best strategy with Bingo Cash is to not play. Instead, try out something like Pawns.app.

Mark Orina
Mark Orina

Copywriter, Pawns.app

Mark is an exceptional writer with a talent for crafting easy-to-understand content that resonates with our readers worldwide. An avid fan of movies, video games, and all things tech, Mark brings curiosity and a fresh perspective to every topic he covers. When not at the keyboard, he finds inspiration cycling in nature, living by Einstein's wisdom: 'Look deep into nature, and then you will understand everything better.'

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